ACA enrollment ends today in most states, as tax credit compromise stalls in Congress
Key Points:
- The enrollment window for Affordable Care Act (ACA) health plans closes today in most states, while Congress debates extending expired premium tax credits that help lower Obamacare insurance costs.
- The House passed a three-year extension of the tax credits, but the Republican-controlled Senate has resisted, with bipartisan talks stalled over a proposed two-year compromise.
- Ten states have extended ACA enrollment deadlines into late January, providing additional time for residents to select plans amid rising premiums.
- Without subsidy extensions, premiums could more than double for over 20 million Americans, causing some to drop coverage due to affordability concerns, as silver plan costs have increased nearly 22% for 2026.
- Experts note Congress can still retroactively extend the tax credits after enrollment