ACA enrollment ends today in most states, as tax credit compromise stalls in Congress

ACA enrollment ends today in most states, as tax credit compromise stalls in Congress

CBS News nation

Key Points:

  • The enrollment window for Affordable Care Act (ACA) health plans closes today in most states, while Congress debates extending expired premium tax credits that help lower Obamacare insurance costs.
  • The House passed a three-year extension of the tax credits, but the Republican-controlled Senate has resisted, with bipartisan talks stalled over a proposed two-year compromise.
  • Ten states have extended ACA enrollment deadlines into late January, providing additional time for residents to select plans amid rising premiums.
  • Without subsidy extensions, premiums could more than double for over 20 million Americans, causing some to drop coverage due to affordability concerns, as silver plan costs have increased nearly 22% for 2026.
  • Experts note Congress can still retroactively extend the tax credits after enrollment