All the existing IHG credit cards have been refreshed: Here are the changes
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All the existing IHG credit cards have been refreshed: Here are the changes

Frequent Miler • • business

Key Points:

  • Chase and IHG have refreshed their IHG credit card lineup, introducing a new premium IHG One Rewards Premier Select card and updating existing cards with higher annual fees, improved anniversary night certificates, added benefits, and altered earning rates, effective immediately for new cardholders and at renewal for existing ones.
  • The IHG One Rewards Premier card's annual fee rose from $99 to $150, with automatic elite status downgraded from Platinum to Gold, but it now offers a larger welcome bonus of 180,000 points, up to $100 in quarterly food and beverage credits, a $100 statement credit on $250+ airline purchases through 2027, and improved anniversary free night certificates valid up to 50,000 points.
  • The IHG One Rewards Business card, renamed from "Premier Business," doubled its annual fee to $200 but retains Platinum status and offers similar new benefits including quarterly $25 food and beverage credits, a $100 airline statement credit, and enhanced big spend bonuses; however, it loses the United TravelBank cash credit.
  • The no annual fee IHG One Rewards card (formerly Traveler) now requires $5,000 annual spend to access the popular fourth night free award stay benefit starting January 1, 2027, and offers 5 elite night credits annually; it also features an increased welcome offer of 125,000 points but loses some bonus categories like utilities and streaming services earning 3X points.
  • Elite night credits from multiple IHG cards can now be stacked, allowing cardholders with both Premier and Business cards to combine credits for faster elite status and Milestone Rewards, including options like Confirmable Suite Upgrades and lounge memberships, enhancing value for higher spenders despite increased fees.

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