AI Generated Image
America's hottest ZIP codes for 2026 as Northeast and Midwest lead
Fox Business • • general
Key Points:
- Realtor.com’s 2026 hottest housing markets report reveals that the top 10 hottest ZIP codes are all located in the Northeast and Midwest, marking the fourth consecutive year these regions dominate the rankings.
- These ZIP codes are primarily in suburbs on the outskirts of major metro areas such as Boston, New York, and Philadelphia, offering buyers proximity to city jobs combined with more space and affordability.
- Housing supply in these top markets is extremely limited, with inventory about 60% below pre-pandemic levels, driving homes to sell at or above asking price, unlike the national trend where homes typically sell below list price.
- Buyers in these markets tend to be financially stronger, putting down larger down payments (around 17% versus 13% nationally) and having higher credit scores, reflecting the need to be financially prepared amid higher mortgage rates.
- The top 10 hottest ZIP codes include Peabody, MA; Montclair, NJ; Sewell, NJ; Fairport, NY; Westfield, MA; Livonia, MI; Lititz, PA; North Haven, CT; New Berlin, WI; and Wheaton, IL.
