There are 6 ‘money personalities’-find out yours to be happier and richer in 2026
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Key Points:
- Financial expert Steph Wagner identifies six money personalities—The Giver, Trailblazer, Skeptic, High Roller, Penny Pincher, and Avoider—that influence how people manage their finances and offers tailored advice for each going into 2026.
- The Giver should balance generosity with self-care to avoid overspending, while Trailblazers are encouraged to delegate financial management to reduce stress and maximize wealth.
- Skeptics are advised to build self-worth beyond money and surround themselves with positive financial role models, whereas High Rollers benefit from understanding emotional spending triggers and using budgeting tools.
- Penny Pinchers should learn investing basics and set spending goals to enjoy experiences without guilt, and Avoiders are encouraged to take small, consistent steps to engage with
