Citi AAdvantage Platinum & Business Card Changes: Higher Fee, New Benefits

Key Points:

• Citi and American Airlines are increasing the annual fees on their mid-range co-branded credit cards, the Citi AAdvantage Platinum Select World Elite Mastercard and the Citi AAdvantage Business World Elite Mastercard, from $99 to $150.
• Both cards will gain new benefits, including a $100 annual inflight purchase credit, up to $120 Global Entry or TSA PreCheck application fee credit every four years, enhanced travel protections, and additional bonus miles categories.
• The Citi AAdvantage Platinum Card adds 3x miles on AAdvantage Hotels and Cars bookings, 2x miles on gas stations (including EV charging), streaming services, and rides/rails purchases, plus a complimentary Walmart+ membership and a 50% discount on FOX One.
• The Citi AAdvantage Business Card introduces 3x miles on AAdvantage Hotels and Cars, 2x miles on a self-selected category (such as U.S. shipping or office supplies), a 25% discount on Melio subscription, and expanded travel protections.
• These changes take effect immediately for new applicants, while existing cardholders will see the new benefits and fees starting January 24, 2027; overall, the updates balance fee increases with added value but do not dramatically alter the cards’ appeal.