Citigroup (C) earnings Q4 2025
Key Points:
- Citigroup reported fourth-quarter adjusted earnings of $1.81 per share and adjusted revenue of $21.0 billion, both surpassing analyst expectations.
- Net income declined 13% year-over-year to $2.47 billion due to a $1.1 billion after-tax loss related to the divestment of its Russian operations; excluding this charge, profit was $3.6 billion.
- Under CEO Jane Fraser, Citigroup is undergoing restructuring by selling parts of its overseas operations and benefiting from U.S. banking deregulation, making it a top pick among bank stocks according to analyst Mike Mayo.
- Investors are watching to see if the positive momentum from 2023 will continue into 2026 under Fraser's leadership