Coupon Book Fatigue Is Real-How to Make Amex Platinum and Sapphire Reserve Not Feel Like Work
View from the Wing • • business
Key Points:
- Premium credit cards like the American Express Platinum and Chase Sapphire Reserve have increased annual fees, justified by added statement credits and merchant-funded offers, but this has led to consumer fatigue when the value requires significant effort to redeem.
- The Amex Platinum offers credits worth 3-4 times its annual fee, mostly easy to use without lifestyle changes, such as the Resy dining credit and substantial hotel credits, making it feel genuinely valuable rather than burdensome.
- Chase Sapphire Reserve’s credits also exceed its fee but require more effort to maximize, with limited dining options and hotel credits that need two-night stays, making it less convenient for occasional travelers despite strong rewards on spending and quality lounge access.
- The author uses multiple premium cards differently: Amex Platinum
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