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Apple Card Turns Seven With Big Change Ahead

MacRumors • August 20, 2026 • technology

Key Points:

The Apple Card celebrates its seventh anniversary in the U.S., offering features like management through the iPhone Wallet app, no fees, Daily Cash rewards, and a linked high-yield savings account.
Apple announced that Chase will replace Goldman Sachs as the Apple Card issuer by early 2028 due to Goldman Sachs exiting its consumer lending business.
Current Apple Card users can continue using their cards normally, with balances transitioning to Chase and reflected on credit reports once the change occurs.
Goldman Sachs will provide customer service during the transition period, while Mastercard remains the payment network for the Apple Card.
The Apple Card remains exclusive to the U.S., with no plans revealed for international availability.