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Indiana, Miami belong on overrated list

USA Today • November 11, 2026 • general

Key Points:

Indiana dropped five spots in the latest College Football Playoff (CFP) rankings despite not playing, raising questions about their true standing and potential further decline if they lose to USC.
Miami is considered overrated by some analysts, especially given their struggles without key player Malachi Toney and the committee's general low regard for the ACC outside of Miami.
The CFP committee is criticized for overlooking strong Group of Six teams like Boise State and New Mexico, both of whom have impressive records and defensive stats but remain undervalued in the rankings.
Oregon and Notre Dame are among the biggest risers in the CFP rankings, while Mississippi, Ohio State, LSU, and notably Indiana have experienced significant drops.
Analysts debate the committee's bias favoring SEC teams, warming to the Big 12, and being cold toward the ACC, while also discussing the challenges for 9-3 teams to qualify for the playoff bracket.

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