State Farm reverses course, renews OC homeowner's policy after she questioned drone roof assessment

State Farm reverses course, renews OC homeowner's policy after she questioned drone roof assessment

ABC7 Los Angeles business

Key Points:

  • Linda Bennett, a Santa Ana homeowner, was initially told by her insurer, State Farm, to replace her roof or lose coverage after a drone assessment, with replacement costs estimated between $20,000 and $50,000.
  • Bennett challenged the assessment but only saw progress after ABC7 On Your Side intervened, leading State Farm to reverse its decision and agree to renew her policy starting May 1.
  • Bennett's roofing contractor confirmed the roof was in good condition and could last up to nine more years, contradicting the insurer's assessment.
  • Consumer advocates advise homeowners receiving similar non-renewal notices based on aerial images to promptly request the images and seek clarification or an opportunity to address issues.
  • Bennett expressed relief and gratitude for ABC7's assistance, emphasizing the difficulty of finding replacement coverage in her area and the importance of retaining her insurance.

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